DefinePK

Abstract

The financial sector has known profound changes since the 1980s with the development of technologies and the massive adoption of the internet and mobile phones. In this research paper, we investigate to examine the impact of internet banking on bank performance in France. To reach this objective, we used as a regression estimation method for panel data and the Hausman test (1978).We have highlighted the effect of control and specific variables related to banks on the return on assets and the return on equity. Our sample is composed of 31 commercial banks during the period 2008-2019.The results confirm the majority of our hypotheses which demonstrate the positive effect of digitization and internet banking on the performance of banks.