DefinePK

Abstract

Electronic banking services emerged as a result of laying the groundwork for the application of electronic management in the banking field, and despite the clear expansion in its adoption and implementation as an unavoidable necessity imposed by international and national developments, its application was not ideal according to the level that was expected to occur, which resulted in Some of the risks that are evidencing. Whether at the level of proving and authoritative electronic banking services such as the electronic signature or at the level of protecting the confidentiality of these services and ensuring that they are not exposed to various electronic crimes, particularly money laundering crimes, the challenge has become how to avoid the risks and losses that result from that. In terms of this study, it identifies the many motivations that compelled the use of electronic management in the sector of financial services, as well as the hazards associated with the application process. Through a statement of the challenges faced by banking institutions when applying the foundations of electronic management in the field of providing banking services in light of the necessity of change and the risks of development.